Social Security System (SSS)
The SSS is a social insurance institution. It provides and administers a pension fund for workers in the private sector that has the following social security benefits: sickness, retirement, maternity, disability, death, funeral, and employee’s compensation.
The SSS has adopted a two-pronged approach to the coverage of overseas Filipinos:
Forging of social security agreements (SSAs) with countries hosting overseas Filipinos, in coordination with the DFA and DOLE, for mutual cooperation in maintaining the social security rights of covered workers. Salient provisions of bilateral SSAs are as follows: (i) equality of treatment; (ii) export of benefits; (iii) totalization of insurance periods; and (iv) mutual administrative assistance.
Promotion of SSS programs for overseas Filipinos for their entitlement to SSS social security benefits and loan privileges. The objective is to encourage overseas Filipinos, who are existing SSS members, to continue paying their contributions to ensure eligibility to benefits, especially pensions. For overseas Filipinos who are not yet SSS members, especially those who are excluded from coverage under the social security scheme of their host countries, the thrust is to keep them under SSS’ mantle of social security protection.
SSS Programs for Overseas Filipinos
As SSS members, overseas Filipinos have access to a two-tiered social security protection:
Regular Coverage Program (since August 1995), which is a voluntary defined-benefit social insurance scheme, serving as a safety net in times of contingencies; and Flexi-fund Program (since July 2001), which is a voluntary defined-contribution, individual-account scheme, serving as a tax-exempt pension-savings plan on top of the regular coverage program.
SSS Foreign Offices
To reach out to overseas Filipinos and promote its programs, the SSS has established the following foreign representative offices, mostly housed at Philippine Embassies or Consulates:
• Asia: Hong Kong, Taipei, Brunei, Singapore and Kuala Lumpur
• Middle East: Riyadh, Jeddah and Al-Khobar (in Saudi Arabia), Kuwait, Doha, and Abu Dhabi and Dubai (in UAE)
• Europe: Rome and Milan (in Italy), and London
Overseas Payment Channels
The SSS accredits banks and non-bank remittance agents for the collection of payments of overseas Filipinos through their electronic payment (e-Payment) facilities.
List of existing e-Payment channels:
My.SSS portal in the SSS Web
My.SSS is an online service portal that allows SSS members exclusive access to their contributions and membership records, make online transactions, set appointments with their SSS servicing branch, and request copies of their records, as needed.
Guide on the use of enhanced SSS website:
Source: SSS website: https://www.sss.gov.ph/