Bureau of the Treasury (BTr)
The Bureau of the Treasury (BTr) is an attached agency of the Department of Finance and is primarily tasked to ensure the proper accounting of the National Government’s transactions. Furthermore, the Bureau is tasked to oversee the cash and asset management of the Philippine government and to undertake its financing and liability management. As the principal custodian of the financial and physical assets of the government, the BTr makes funding available for various government projects and programs, and assists in the formulation of policies on the borrowing, investment, and capital market activities of the PH government. The Bureau is also responsible for managing the PH government’s cash resources and public debt. The Bureau of the Treasury is also tasked to manage government securities.
OFFICE INFORMATION
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TERMINOLOGIES AND FAST FACTS
The range of investment products offered by the government to fund ongoing projects and services. As these are backed by the full taxing power of the sovereign state, GS are practically free from default, making these appealing to investors who are looking to widen their investment portfolios without much risk.
Non-professional investors who purchase from their personal accounts and often trade in smaller amounts than institutional investors. Because they trade in smaller amounts than institutional investors, RIs may pay higher fees and commissions to their brokers, though there are now online brokers that offer no-fee trading.
It is a company or organization that invests in behalf of a company or members (pension funds, private pension funds, etc.). Endowments, hedge funds, and mutual funds are examples of institutional investors. They have the resources and expertise in researching varies investment opportunities that might not be available for the retail investors. They have larger trade volumes and sizes than retail investors.
Source: Investopedia
LATEST NEWS AND ANNOUNCEMENTS
You can download the app via Google Play or the App Store. For more details, you can check the website of the BTr here
TYPES OF GOVERNMENT SECURITIES
In the Philippines, there are 5 types of GS. These are the following:
These are peso-denominated GS in tenors of 91,182, and 364 days and are sold at a discount. Click here for the latest offering of Treasury Bills from the BTr.
These are peso-denominated GS which mature beyond one year and are sold at a face value on origination. Click here for the latest offering of Treasury Bonds from the BTr.
These GS are also peso-denominated and mature beyond one year and are offered to retail investors. Click here for the latest offering of Retail Treasury Bonds from the BTr.
These short-term debt securities are offered by the Philippine government that also provides investors a chance to win rewards every quarter. Click here for the latest Premyo Bonds offering of the BTr.
A counterpart to the Peso Retail Treasury bonds, these are medium- to long-term debt securities in dollar denomination offered to retail investors.
FREQUENTLY ASKED QUESTIONS
- GS have higher returns than simply putting your money in a time deposit.
- It is practically risk-free as it is a direct obligation of the government that gains an interest every quarter.
- Should the need arise, you can sell GS. You can also gain back your principal upon maturity, provided that you finish the term and have not sold the GS prematurely.
- Higher return than time deposits
- Default risk-free as guaranteed payout from the government
- Negotiable as can be sold (if the need arises)
- Principle amount is regained upon maturity (may not be the same case if GS sold prematurely)
- Interest is earned quarterly.
Source: BTr PH App
Government Securities may be purchased thru eligible dealers and online platforms. The list are as follows:
>> Government Securities Eligible Dealer (GSEDs)
Per the Memorandum released by the BTr on September 15, 2021, the following banks are authorized as selling agents of Retail Onshore Dollar Bonds:
- Bank of the Philippine Islands (BPI)
- BDO Capital and Investment Corporation
- China Banking Corporation
- Development bank of the Philippines
- East West banking Corporation
- First Metro Investment Corporation
- Land Bank of the Philippines
- Metropolitan Bank & Trust Company
- Rizal Commercial Banking Corporation
- Security Bank Corporation
- Standard Chartered Bank
- Union Bank of the Philippines
>> Online Platforms
- Btr Online Ordering Facility
- Bonds.PH App
- Overseas Filipino Bank (OFBank) App
- LandBank MBA
- First Metro Securities (FMSBC)
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